Evaluating Credit Risk Technology: What Financial Institutions Should Demand from an ORR and IFRS 9 Solution

Selecting an Obligor Risk Rating and IFRS 9 Expected Credit Loss platform is one of the most critical technology investments a financial institution will make.

Essential Evaluation Criteria

1. Model Flexibility: Supporting corporate, SME, and retail scoring models within a single platform.
2. Seamless Data Integration: Flowing ORR-derived Probability of Default (PD) values directly into the IFRS 9 ECL engine.
3. Auditability & Explainability: Generating full movement analysis and disclosure reports.
4. Proof of Concept (POC) Validation: Testing the engine with your own portfolio data in UAT prior to enterprise licensing.

Learn about Nay & Joe's 30-Day Proof of Concept Engagements for RiskINTEGRA ORR and IFRS 9 engines.